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How much does long-term care insurance cost?
Here are a few facts which may surprise you: Long-term care insurance is very flexible. Every long-term care policy gives you many choices for your benefits. You choose your: Daily Benefit,...
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4 Reasons why a 90-day Elimination Period usually makes the most sense
4 Reasons why a 90-day Elimination Period usually makes the most sense: A 30-day Elimination Period usually costs about 20% more than a 90-day Elimination Period. If you’re going to spend 20% more...
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Headline: IBM stops selling computers–future of computer industry in doubt!
In December of 2004, the company that set the standard for personal computers (remember “IBM-compatible”), stopped selling personal computers. After dominating the PC market for most of two decades,...
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Is there hope for someone who has been declined for long term care insurance?
I was reading an online “newspaper” the other day. There was an article about long term care insurance and the importance of planning for the financial consequences of needing long term care. I like...
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Should You Buy Long Term Care Insurance? Pros and Cons.
Most of what I find on the internet about long-term care insurance is, to put it mildly, terribly miss-informed. This recent article from a website that rates retirement communities was surprising...
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Focus on the Major Benefits–the “fuzzy dice” are not important!
Nearly everyone who receives care today receives that care either at home or in some type of facility–care that is provided by loving, compassionate people. I’m quite certain that 30 years hence, care...
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Long-term care insurance and your taxes
Long-term care insurance and your taxes – Tax Guy on.mktw.net/15vjwoE via @MarketWatch— Scott A. Olson (@LTCShop) October 22, 2013
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The Des Moines Register recently wrote an editorial on long-term care insurance
The Des Moines Register recently wrote an editorial on long-term care insurance. (“Long-term care policies have their risks”, Sunday, September 21st, 2014) Everyone has a different opinion about...
View ArticleWhat is the “Policy Limit” or “Benefit Period” in a long-term care insurance...
Policy Limit = a limit on how much the policy can pay in benefits over your lifetime. Source: National Association of Insurance Commissioners A Shopper’s Guide to Long-Term Care Insurance 2009 When...
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Simple LTC Solution
How to Protect Your Life’s Savings with a Long-Term Care Partnership Program The insurance industry does not want you to read this book. This book gives you knowledge from an insider. This knowledge...
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